Ship Clean Loans, Every Time
AI-powered post-closing QA that handles trailing documents, investor delivery, and audit compliance — reducing loan defects by 90% and eliminating costly repurchase demands.
Quality assurance dashboard
Complete Post-Closing Automation
From trailing document collection to investor delivery, the Post-Closing Agent ensures every loan ships clean and on time.
Trailing Documents
Automated tracking and collection of recorded documents, final title policies, and outstanding conditions
Investor Delivery
Multi-investor delivery with GSE-specific validation, document packaging, and submission tracking
Audit Compliance
Complete audit trail with regulatory verification, document retention, and examination-ready reporting
Defect Prevention
Pre-delivery QA catches defects before investor submission, preventing repurchase demands
Eliminate Repurchase Risk
Comprehensive QA Checklist
Every loan is validated against 40+ quality checkpoints before investor delivery, catching defects that manual review misses.
Automated Follow-Up
Configurable escalation workflows ensure trailing documents are collected on time with automated reminders to title companies and county recorders.
Investor-Ready Packaging
Loans are packaged per investor-specific requirements — Fannie Mae, Freddie Mac, Ginnie Mae, or private investors — with all documents indexed and validated.
Post-Closing Capabilities
Post-Closing Performance
Post-Closing Agent FAQ
Common questions about our AI-powered Post-Closing Agent
What trailing documents does the Post-Closing Agent track?
The Post-Closing Agent tracks all trailing documents including recorded deeds of trust/mortgages, final title policies, recorded assignments, flood certifications, final HUD-1/CD corrections, and any outstanding conditions from the closing package. Each document has configurable follow-up intervals and escalation paths.
How does the Post-Closing Agent prevent investor delivery defects?
Before submitting to investors, the Post-Closing Agent runs a comprehensive QA checklist against investor-specific requirements — GSE guidelines for Fannie Mae/Freddie Mac, FHA requirements for Ginnie Mae pools, and custom overlays for correspondent and private investors. It catches defects before they become costly repurchase demands.
How does audit compliance work?
The Post-Closing Agent maintains a complete audit trail from closing through delivery. It verifies all regulatory disclosures were provided within required timeframes, confirms document retention requirements are met, and generates audit-ready reports for internal QC reviews and external examinations.
What happens when a trailing document is overdue?
The Post-Closing Agent uses configurable escalation workflows. Initial follow-ups go to the responsible party (title company, county recorder, etc.) automatically. If deadlines pass, it escalates to management with a full timeline of attempted contacts, enabling proactive resolution before investor deadlines.
Can the Post-Closing Agent handle multi-investor delivery requirements?
Yes. The Post-Closing Agent supports delivery to Fannie Mae, Freddie Mac, Ginnie Mae, private investors, and warehouse lenders simultaneously. Each delivery channel has its own validation rules, document requirements, and submission formats configured in the system.